Cozy Credit Report

Credit history built through cozy and experian rentbureau shows up on experian credit reports.

Cozy credit report.

If you skip paying through cozy for a month your report will show no activity for that month. By requesting or viewing applicant credit reports or background check reports you agree to comply with the fair credit reporting act and any applicable state laws governing the use of consumer reports. Reports contain accurate up to date info about your applicants. You further agree that you are requesting or viewing such reports solely for the purpose of prospective tenant screening and for no other purpose.

You need more than just a credit score to understand an applicant s financial situation. When tenants choose to use a credit or debit card there s a 2 75 service fee. Easy to read credit reports include a breakdown of an applicant s total reported debt detailed payment history for credit accounts and employment and address history. Cozy credit reports come directly from our partner experian the industry leader in credit reporting.

There s nothing for you to do right now but we ll let you know before your account moves. Landlords can request screening reports and applicants purchase and share reports. Your cozy payments will only appear on your experian credit report. That means if you want to pay outside of cozy for a month that s okay.

Each report is stored securely in your cozy account so you won t have to worry about keeping sensitive info secure. If you need to dispute the rental information reported on your credit report please email creditdispute cozy co. It wouldn t be treated as a late payment on your credit report.